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Neither Evergreen Consulting and Financial Management nor MassMutual, its subsidiaries, employees, and representatives are authorized to give tax or legal advice. Individuals are encouraged to seek advice from their own tax or legal counsel. Individuals involved in the estate planning process should work with an estate planning team, including their own personal legal or tax counsel.

Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC.

CRN Number: CRN202610-5029693

Evergreen Consulting and Financial Management is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies.

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